The $ 1,500 insurance should not be the cause of concern. But one recipient of the social funeral promotion, the check has raised an important question: Is it possible to put their benefits at risk?
Each person, who shared their story in Reddit, explained that they struck deer in their car. Because the car also serves as a backup home, corrects the damage. Their insurance company offers payment, but they are not sure that they will affect their monthly disabilities.
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An updates are quick to ensure this poster working with SSDIs differently than they can imagine. Insurance, assets, and gifts are considered to be income, and the SSDI is not reduced based on those types of payment.
“In relation to SSDI, insurance payments do not care about SSA – You can receive $ 1M payment and will not slide,” said another commentator. “What to pay insurance money. Not what are the eligibility features of SSDI or SSDI’s benefits.”
Social Security Management Returns this. SSDI Profit received, based on your employee history and tax revenue you have paid before it is disabled. The only important income of SSDI is income – payment from work or self-employment.
In 2025, he earns more than $ 1,620 a month from work often puts a person above the “big job”, which you can get in. But money from the insurance company does not fall in that section.
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Confusion often appears by mixing the SSDI for security income. Both are driven by SSA, but follow the rules that are very different.
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Ssdi It’s an insurance of the workers and they are paid to social security before being disabled. The income does not reduce the benefits.
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SSI a plan based on the requirements. Both fees are earned and earned, including payment of insurance or money gifts, may reduce or end monthly payments.
“If you hope it is SSDI, not SSI, you have nothing to worry about,” another specified perspective.
While the benefits of SSDI can be affected by insurance versions, there is still relevant information for thinking:
